This is a fun guy to follow.
Blogger’s Note: The first time I took one of these calls I was terrified.
I spent the better part of my thirties in a briar patch of debt. I didn’t owe a lot, but I wasn’t making a lot, paid child support and owed a lot of different companies (mainly utilities) small amounts. Then I went into default on my student loans which, if you’re not familiar with the caste system of credit, is less preferable than being declared “dead”. I have since fought my way back to mediocre credit, but I still get calls from credit companies demanding money for debts I’ve challenged or paid off years ago. I also have scammers calling me posing as creditors.
I’ve gotten over the fear after some research into how they work. Now…(Answer call)
Dude: May I speak with Mr. Jason Smith, please?
Me: (immediately know where this is going)…
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